In Partnership with the
Documentation & governance
Corporate governance framework, policy and procedure manuals, risk management documentation and compliance monitoring systems.
Crypto Licence
The Comoros Crypto Asset Licence
A regulated presence for exchanges, OTC desks and virtual asset service providers — recognised by banking and payment partners.
Who it is for
The Comoros crypto asset licence is designed for crypto exchanges and OTC desks that need a regulated home, and for cross-border fintech and payment operators that need virtual asset scope added to an existing business.
The practical problem most virtual asset businesses face is not the licence itself but what follows: banking relationships, payment processor onboarding and liquidity partners all ask for evidence of proper supervision. A licence issued under direct government oversight, within a 2025 AML framework built for cross-border acceptance, is meant to answer exactly that question.
Why Comoros
Following years of unrecognised licences being issued in the jurisdiction, the Ministry of Finance rebuilt the framework from the ground up with professional advice, and voted a new AML and KYC regulation in 2025 aligned to international standards and designed for cooperation with foreign regulators.
PaiaFinance holds the exclusive right, granted in 2025, to distribute crypto asset licences in Comoros, working alongside a consortium of specialist firms.
At a glance
Regulator
Ministry of Finance, Union of Comoros
Ministry of Finance, Union of Comoros
Standard timeline
Approximately 12 weeks
Approximately 12 weeks
Fast track
Approximately 6 weeks, on request
Approximately 6 weeks, on request
Suits
Exchanges, OTC desks, VASPs, fintechs
Exchanges, OTC desks, VASPs, fintechs
AML/KYC regime
2025 regulation, international standards
2025 regulation, international standards
Exact capital, government and professional fees are set out in the brochure.
What the engagement covers
Licence, compliance stack and banking support handled as one piece of work.
Regulator interface
Navigating the approval process, regulator meetings and presentations, and licence activation support.
Compliance stack
Transaction monitoring, regulatory reporting infrastructure and risk assessment procedures.
Banking & safeguarding
Liquidity provider connections, payment processor integration and financial infrastructure optimisation.
People & training
Staff training programmes, regulatory knowledge transfer and ongoing advisory support.
Ongoing compliance
Structured post-licence obligations so the licence stays in good standing after activation.
