In Partnership with the
A Single Mandate, Built for International Credibility
Who we are
PaiaFinance is the exclusive distributor of forex and crypto asset licences issued by the Ministry of Finance, Union of Comoros. The mandate was granted in 2025 and is held alongside a consortium of expert companies in the field.
We are not a licence broker. Because the distribution right sits with us directly, applications are prepared to the standard the Ministry expects and filed without intermediaries — which is what makes the twelve-week standard timeline and the six-week fast track achievable.
Why the mandate exists
For years the Union of Comoros suffered from the issuance of unrecognised licences of various kinds — forex, offshore banking and others. The government informed the public repeatedly without success. The Ministry of Finance ultimately sought professional advice and created a proper framework for the issuance of forex and crypto asset licences, appointing a single exclusive distributor to control quality at the point of application.
A new anti-money-laundering and know-your-customer regulation, voted in 2025, underpins the regime. It is aligned with international standards and designed for cross-border acceptance and cooperation with foreign regulators, while keeping compliance requirements proportionate so licensed businesses can focus on growth, technology and customer service.
Where we are
Alongside Comoros, PaiaFinance maintains a presence in the financial centres our clients operate from.
What we do not do
We do not provide legal, tax or investment advice, and we do not guarantee licence outcomes. Our role is to prepare an application to the standard the regulator requires, file it, and manage it through to a decision — then help the licensed business stand up the compliance and banking infrastructure it needs to operate.
